Income Analyzer

Internal LO tool
Qualifying income worksheet

Borrower documents

Paystubs, W-2s, 1099s, tax returns (1040 / Sch C / 1120-S / K-1), VOE, award letters.

Drop files here or click to browse

PDF (to 40MB), JPG, PNG · up to 30 files · long documents auto-split into sections

Loan program (sets the guideline rules)

Context for the analysis (optional)

Tip: redact full SSNs before uploading. Documents are analyzed in-session and are not stored by this tool.

No analysis yet

Upload documents and click Analyze. You'll get an income worksheet with the calculation method shown line by line.

Disclaimer: This tool produces an estimate of qualifying monthly income for pre-qualification and file-structuring purposes only. It is not an underwriting decision. Final income determination is made by the underwriter per applicable agency and investor guidelines. Verify all figures against source documents before quoting a borrower.